Trick or treat? Why expert home insurance advice is key
As the spooky season approaches, you might find yourself overbuying on the Halloween sweets for trick-or-treaters, or decorating your home with cobwebs and jack-o'-lanterns. But while you’re busy safeguarding your candy stash, have you considered the tricks that could be lurking in your home insurance proposition?
Just like Hallowe’en costumes, not all home insurance is what it seems at first glance. That's where expert advice from the specialists at First2Protect becomes invaluable. They can help you and your clients avoid these unexpected tricks and ensure your home insurance policy is a treats-only zone.
The ‘tricks’ lurking in your home insurance
Home insurance policies can contain a few ‘tricky’ surprises that your customers might overlook:
- Underinsurance – You may think your home is fully covered, but sometimes policies fall short – especially when your home contains unique or expensive features. This means that in the event of damage, your payout might not cover the full cost of repairs.
- Exclusions – Certain events, like floods or subsidence, may not be automatically included in standard policies. If you’re unaware of these exclusions, you could be left footing the bill following a major catastrophe.
- Premium increases – Without expert advice, you might not be aware of ways you can prevent your premiums from skyrocketing. Factors like claims history – or even your home's location – could lead to unanticipated hikes in your premium.
Treat your clients to expert home insurance advice
Navigating home insurance without professional help can feel like a haunted house of hidden fees and unexpected conditions. Not to worry. First2Protect is on hand for you and your clients, with expert advice to help you cut through the complexity. Here are some of the treats you can expect:
- Tailored coverage – At First2Protect, our advisers are here to ensure that your home insurance is designed to meet your specific needs. Whether your home is an ultra-modern apartment or a charming period property, they’ll help you find a policy that fits like your favourite Hallowe’en costume.
- Clarity on coverage – No more tricks or surprises! Our experts explain exactly what’s covered, so you’ll never be left in the dark if something happens to your home. From weather damage to accidental mishaps, you’ll know what to expect from your cover.
- Competitive premiums – Expert advice can help you avoid overpaying for coverage you don’t need. We’ll scour the market to find the best deal without compromising on quality, helping you get the best value for money.
- Future-proofing your policy – As your home changes, so should your coverage. Whether you’re adding an extension or buying new high-end furniture, First2Protect is here to ensure that your insurance evolves with your needs. This proactive approach means that your home will always have the right protection, no matter what.
Trust the experts, avoid the tricks
Hallowe’en may be a time for fun frights, but your home insurance shouldn’t give you nightmares. By partnering with the experts at First2Protect, you can be confident that you have the right coverage, with no hidden tricks or scares. Our commitment to personalised, professional advice means that we’ll be there for your business and clients in the scariest moments—whether it’s a burst pipe, storm damage or a break-in.
So, while you’re busy making your home the perfect trick-or-treating hotspot, don’t let your insurance play tricks on you. Treat yourself to expert advice from First2Protect and enjoy the peace of mind that your customers’ homes will be protected all year round.
Ready for peace of mind this Hallowe’en? Let First2Protect help ensure your clients’ home insurance a trick-free zone.
If you need convincing, we’re offering a sweet incentive for introducers referring clients our way this October!
We’ll be putting a £250 voucher up for grabs in our Hallowe’en prize draw. All you have to do is refer a client to us for a quote and you’ll be entered, with the winner to be announced at the end of the month.
So, why not treat your client to expert advice and a high-quality insurance home insurance policy – and treat yourself to an entry into our prize draw?
Here are just a few of the prizes won by lucky brokers in previous competitions:
- £1000 Holiday voucher
- A signed Jack Grealish football shirt
- A signed Jude Belling football shirt!
